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Getting the latest healthcare news for you
Getting the latest healthcare news for you

The FDA and states are tightening the rules around medical AI, but the landscape is still a patchwork. The FDA is exploring competency-based testing for AI devices and seeking public feedback on a new risk framework, while over a dozen states have already passed their own AI-in-healthcare laws. Meanwhile, physicians may still be on the hook when AI gets something wrong.
The FDA and state regulators are actively reshaping the rules around medical AI — and physicians are right in the middle of it. The FDA's Center for Devices and Radiological Health recently released a discussion paper outlining how generative AI-enabled medical devices could be evaluated, proposing a competency-based testing framework inspired by how human clinicians are credentialed. Risk would be assessed based on what the device does and the consequences of a wrong output — think: a tool nudging a patient to change their insulin dose carries far more risk than one displaying a cardiovascular risk score.
But here's the catch: not all AI tools used in clinical settings are FDA-regulated. Many clinical decision-support tools and general-purpose AI (like ChatGPT) fall outside FDA oversight entirely. Even FDA-cleared devices often went through the less rigorous 510(k) pathway. Experts warn physicians not to assume any AI tool has been properly vetted.
Key Takeaways:
Why it matters: With more than 80% of physicians now using AI professionally, the regulatory gap between what's deployed and what's been rigorously tested is a real patient safety concern. Doctors need to know what they're using — and what liability they may be assuming.